By
alan on
March 3, 2009
There are many homeowners that now have an upside down mortgage. If you find yourself in this position there is a solution. The hope 4 homeowners program will reduce your mortgage balance. Your monthly payments will also be reduced.
You can get a new loan based on the current value of your home. The upside down [...]
Posted in Mortgage
| Tagged h4h, hope 4 homeowners, hope for homeowners, hope to homeowners, Mortgage, program, reduce payments, upside down
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By
alan on
February 4, 2009
These days, everyone knows that it is practically impossible to buy any big ticket item, such as a car or home, rent an apartment or even get an insurance policy if you don’t have a good credit score. This means that it is now more important than ever to be aware of your credit score [...]
Posted in Credit Reports
| Tagged credit card deals, credit card fraud, credit card offers, free credit report, student credit
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By
alan on
January 27, 2009
When the Bank of England cuts the base rate we all assume that the interest rates on our borrowing will go down, and this is why recent news of a rate cut was greeted with delight by most consumers. The Chancellor and the Prime Minister announced earlier this month that the base rate was to [...]
Posted in Bank Rate
| Tagged bank of england, base rate, interest rates, loans, mortgages
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By
alan on
January 9, 2009
One of the most important things in one’s life is their credit rating. Many do not give much attention to this, or they think that what they do won’t have much affect on their future. Though there are many things that can help a rating go up once it is down, it is much easier [...]
Posted in bad credit
| Tagged Bankrupt, credit, credit report, credit score, debt, finance, loan
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By
alan on
January 8, 2009
The various ways you seek to obtain money and your expenses are what make up your personal finances. All of the ways you obtain funds for your personal use such as loans and credit cards, as well as your spending habits and methods of saving and budgeting are all your personal finances.
The different ways we [...]
Posted in personal finance
| Tagged cash back credit cards, credit cards, loans, personal finances, Personal Loans
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By
alan on
January 6, 2009
The USA follows a system which determines the credit worthiness of a person. It is called a credit report. There are many factors taken into consideration while making this report, such as debt management abilities and credit cards usage, among other things. These factors are attributed numbers, which add up to the FICO score, a [...]
Posted in Credit Rating
| Tagged credit cards, credit report, Debt Consolidation, debt management
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